Like many industries, private health insurance continues to be subject to consolidation pressures and this is only likely to accelerate, as the Health Minister puts pressure on funds to curb premium increases, as discussed in the attached article.However, this seems to me an overly simple response to the more complicated issue - the increases to the cost of health care continue to run much higher than underlying inflation and are predicted to continue to do so.  The PHIs play an important role in managing the cost of care in conjunction with both the federal/state governments and the individual.  However, just pushing the PHI industry harder is not going to solve the fundamental issue of how to drive broader efficiencies through the health system through innovation and most significantly prevention...