While the Reserve Bank is doing its best to stimulate activity with record low interest rates, the big stick in the other hand is being directed at investor lending to cool off the property market in some postcodes. Fancy having the level of scrutiny placed on your loan application being dependant on the suburb you are looking to buy in and not on your ability to repay! For this reason we will see a lot of brokers spruiking the benefits of alternative lending products to lure investors away from the big banks who are being limited by these regulations.